Why Get Insurance?

If someone injures them self while you are teaching them, they may sue you and the studio that you work for. It is important that you protect yourself because accidents can happen. Depending on how injured that person may be, it could leave you financially devastated. Don’t take chances, it’s not worth it.

Be a responsible instructor by educating yourself, and getting insurance. For as little as $450 per year you can be completely covered for all your classes including all levels of Pole Fitness. Remember, Provincial and National Fitness Organizations such as CanfitPro do not cover Pole Fitness!

Once you have registered to be a member of the CPFA you will have access to this insurance. Don’t take chances with your future!

I’ve been fielding lots of questions from studio operators regarding coverage for outside contractors so I figured it was best to generate some more original content on the matter.

First, some background information regarding Employees vs Contractors.
An employee is governed by a ‘master /servant’ relationship. They come and go at specific times, their job is clearly outlined, they are paid by the hour, payroll taxes are deducted at payment, and they are directly managed by the firm.
A contractor on the other hand comes and goes as they please, will bring their own tools/equipment, is paid a flat rate and generally conducts their affairs according to their own liking. Payroll taxes are not deducted and left to the contractor to declare to the Taxman.